Florida Down Payment Assistance
2022 First Time Home Buyer Grants and Special Mortgage Financing up to $25,000
as of June 24, 2022

Compare the top down payment assistance programs and first time home buyer special mortgage financing available in Florida. We offer these Special Mortgage Financing programs free to you as a service to our local Florida community. These Down Payment and Closing Cost Assistance programs can only be provided by Lenders who have been approved by specific Institutional Investors. If you would like to learn more about which Realtors and Lenders are qualified, or if you would like to be pre-approved for any of these programs, let's Get Started! It's a QUICK and FREE process.

FREE: Click Here to get started

Many of these programs are available throughout the entire State of Florida. This website is sponsored by Mid Florida Realty, your down payment assistance experts. Pinellas, Hillsborough, Manatee, Polk, Pasco, Orange, Osceola, Seminole, Lake, Brevard, Martin, Hernando, Volusia, Clay, Duval, Flagler, Nassau, St Johns, Sarasota, Lee, Collier, Charlotte, St Lucie, Palm Beach, Broward, Miami-Dade counties.

FREE Down Payment Assistance Seminars

2022 Rent-To-Buy Home

If you're frustrated by not getting your offers accepted, Try this program. It puts your offer at the front of the line!

Start Florida Rent-to-Own Process NOW

2022 Florida – Home-Town-Heroes FHA Repayable 2nd Mortgage program is for the entire State of Florida for all Listed Occupations. (See Occupations on FREE: Click Here to get Started page.)

2022 - First Time Home Buyers 105% (CLTV) Special Conventional Mortgage Financing including Closing Costs available for entire State of Florida.

2022 - 100% Buyers Advantage Special Conventional Financing with $0 Mortgage Insurance available for entire State of Florida.

2021 Conventional Preferred Plus Down Payment Assistance Mortgage Grants

2022 AFR Advantage Special FHA Financing 3.5% Grant program - (100% Financing)

(Broward, Volusia, Lee, Sarasota, Charlotte, Collier, DeSoto, St Johns & Palm Beach Counties ONLY)

2021 FHA - (HFA) Housing Finance Authority "Home Sweet Home" Down Payment Assistance program for Hillsborough, Brevard, Clay counties and Jacksonville City ONLY

2021 Florida - (HFA) Housing Finance Authority for the entire State of Florida

2021 Manatee County Florida Key Ownership Program Homebuyer Down Payment Assistance Bond Program

2021 - A - Housing Finance Authority Home Key Down Payment Assistance program for First Time Home Buyers - Pinellas County - Pasco County - Polk County

2021 Florida Assist HFA State Bond Down Payment Assistance Program for all Florida counties

2022 UNLIMITED INCOME DPA Edge 100% Mortgage Financing

2022 Rate Advantage 100% Mortgage Loan Financing

2022 - City of Cocoa Beach Florida Down Payment Assistance.

2021 Palm Beach County HFA Down Payment Assistance Program

2022 - 97% LTV First Time Home Buyers with $0 Mortgage Insurance available for most counties in the State of Florida.

2021 Miami-Dade HFA Down Payment Assistance Program

Physicians 100% Program

2022 Federal Home Loan Bank Down Payment Assistance Matching Grants

City of Tampa Down Payment Assistance

2022 USDA / Rural Development Loans

2022 VA Loans

Power Purchase Plus Program NO Mortgage Insurance

2022 - 95% Financing available for First Responders Nurses, Military (Active & Inactive), Police Departments, EMT's, Firefighters and employees, Teachers and all State and County School System Employees in the following Counties: Collier, Lee, Charlotte, Desoto, Sarasota, Manatee, Hillsborough, Pinellas, Polk, Pasco, Hernando, Seminole, Orange, Osceola, Duval, Lake, Clay, St Johns, Volusia, St Lucie, Palm Beach counties.

2022 Power Purchase Program Reduced Mortgage Insurance

Quick & Easy : Click Here to select up to $15,000 for down payment assistance

NOTICE: This website is owned and operated by Mid Florida Realty a Florida real estate brokerage. Mid Florida Realty employs NMLS licensed Mortgage Loan Originators. This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit and Automated Underwriting approval. Not all loans or products are available in all states/counties. This website is privately owned and has no official connection to the State of Florida, FHA, FNMA, Veterans Administration, FHMLC, or any other Institutional Lender or any outside Mortgage Loan Originator or Realtor.