2018 First Time Home Buyer Programs
as of September 19, 2018

Compare the top down payment assistance programs and first time home buyer programs available in Florida. We offer this information free to you as a service to our local community. These Down Payment and Closing Cost Assistance programs can only be provided by Lenders who have been approved by the appropriate Institutional Investors. If you would like to learn more about which Realtor's and Lenders are qualified, or if you would like to be pre-approved for any of these programs, please feel free to contact us. It's a QUICK and FREE process.

Quick & Easy : Click Here to select up to $15,000 for down payment assistance

Many of these programs are available throughout the entire State of Florida. This website is sponsored by Mid Florida Realty, your down payment assistance experts.

Pinellas, Hillsborough, Manatee, Polk, Pasco, Orange, Osceola, Seminole, Lake, Hernando, Volusia, Clay, Duval, Flagler, Nassau, St Johns, Sarasota, Lee, Collier, Charlotte, St Lucie, Palm Beach, Broward, and Miami-Dade counties.
please call 863-800-1011


2018 NON-HHF Conventional Income and Purchase Limits
2018 NON-HHF - FHA Income and Purchase Limits
2018 Pinellas - Pasco - Polk Income and Purchase Limits
2018 Own A Home Opportunity Grant Income Limits
2018 House 2 Home - Income and Loan Limits

100% Financing available for First Responders Nurses, Military (Active & Inactive), Policemen, EMT's, and Firefighters in the following Counties: Collier, Lee, Charlotte, Desoto, Sarasota, Manatee, Hillsborough, Pinellas, Polk, Pasco, Hernando, Seminole, Orange, Osceola, Duval, Lake Clay, St Johns, Volusia, St Lucie, Palm Beach counties.

100% Financing available for Teachers and all State and County School System Employees in the following Counties: Orange, Seminole, Osceola, Palm Beach, Lake, St. Lucie, Clay, Duval, Volusia, Collier, Lee, Charlotte, Hillsborough, Desoto, Manatee, Sarasota, Polk, Pinellas, Hernando St Johns, and Pasco  Counties.

2018 Conventional Preferred Plus Down Payment Assistance

House 2 Home (Sapphire) FHA Down Payment Assistance for ALL Florida Counties

Power Purchase Plus Program NO Mortgage Insurance (LPMI)

Power Purchase Program Reduced Mortgage Insurance

Rent-To-Own Program

Start Florida Rent-to-Own Process NOW

2018 FHA - (HFA) Housing Finance Authority Home Sweet Home Down Payment Assistance program for Hillsborough, Pinellas, Duval, and Clay counties

Physicians 100% Program

Manatee County Florida Key Ownership Program Homebuyer Down Payment Assistance Bond Program

2018 FHA - Housing Finance Authority Home Key Down Payment Assistance program for First Time Home Buyers - Pinellas County - Pasco County - Polk County

2018 Florida FHA State Bond Preferred Down Payment Assistance Program for All Florida Counties including Orange County, Osceola County, Lake County, Hernando County, Putnam County and Nassau County.

Miami-Dade HFA Down Payment Assistance Program

Luxury Down Payment Assistance program for High Priced Homes
Provides 1:1 matching funds up to $50,000.

City of Tampa Down Payment Assistance 

Federal Home Loan Bank Down Payment Assistance Grant

USDA / Rural Development Loans

VA Loans

(Broward, Volusia, Lee, Sarasota, Charlotte, Collier, DeSoto, St Johns & Palm Beach Counties only)

Quick & Easy : Click Here to select up to $15,000 for down payment assistance

NOTICE: This is not a commitment to lend or extend credit. Restrictions may apply. Information and/or data is subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states/counties. This website is privately owned and has no official connection to the State of Florida.